About Calculators

The mortgage calculators in this website are designed to show you various scenarios.  However, for a complete mortgage pre-approval please contact us and one of our representatives will be glad to discuss your loan situation in more detail.

Please Note: Although the [Required Mortgage Calculator] uses a bench mark for loan qualification ratios based on your debt-to-income ratios and on FNMA/FHLMC guidelines, there are other loan options available to qualify for a mortgage.

The following are referred to in the mortgage industry as "Doc Type" (Document Type):

• Stated Income
• SISA (Stated Income/Stated-Assets)
• No Ratio
• NINA (No Income/No Assets)
• No Doc (No Income/No Assets/No Employment)

To see a complete explanation of each loan document type please click on the following link; [Documentation Types]